What Age Can You Get a Debit Card

In the United States, a debit card is a type of bank card that allows people to receive money from an ATM or transfer money from their checking account at a bank. In return for this convenience, you have to pay a monthly set-up fee and a per-transaction charge. Some banks make it possible for students below a certain age to open a debit account without paying any fees.

Infographic of the Age Limits of Debit Cards

A debit card is a payment card that allows its holder to draw money from an ATM or swipe it through a point of sale terminal. You can use a debit card with any account type, including checking, savings, money market, and checking accounts.

How to get a debit card if you are too young

A debit card serves as a payment method for everyday transactions. It can be used at grocery stores, gas stations, restaurants, and more. Debit cards are also known as prepaid cards or checking accounts. In order to receive a debit card, you must have an account with the bank that issued the card into which you place money from your checking account.

What does it mean for people under 18 to get credit cards?

If you are under 18, your parents will need to sign off on your application if they want you to be able to use their credit card. Once the account is set up, there may be limits on how much you can spend and where you can spend it. Most kids these days (who are under 18) have cell phones with a prepaid debit card loaded on them, so this is often not an issue.

What does it mean for kids?

You can start getting a debit card when you are 18 years old. There are many advantages to using a debit card, including being able to have your purchases automatically withdrawn directly from your checking account so you don’t have to worry about keeping track of cash or receipts.


The age you can get a credit card is 18, but the age you can get a debit card depends on your state. When you become old enough to have a debit card, the best credit cards are Visa, MasterCard, and American Express. They offer rewards that can be helpful.